You can compare the rates of conventional and Internet banks in your department on the government site.
For each search, you are limited to selecting six fields.
The fees can vary widely. In Dordogne, for example, the price paid per year for a debit card ranges from free (mainly internet banking) to ⬠52.
Some banks allow an unlimited number of free cash withdrawals from another bank, while others allow zero to five withdrawals before charging.
When they do, it can cost a customer who chooses convenience over a trip to their own bank between ⬠0.85 and ⬠2 to withdraw money.
Account maintenance fees, the general costs of maintaining an account also differ. Some, mainly online banks, do not charge anything, but prices vary from ⬠14.40 for La Banque Postale to ⬠60 for the high-end Milleis Banque.
Looking at a wide range of fees can show whether your bank is more expensive than others, or if their rates are reasonable.
Every year, the economics and business magazine Capital city publishes a list of the most advantageous bank charges.
This year, he reported that overall prices rose 0.6% in 2021, the biggest increase since 2017. Account maintenance overheads saw the biggest increase, at 4.6%. %, costing on average ⬠24 per year. The magazine reports that customers pay an average of ⬠217 per year to their bank account.
Banks are required by law to publish their fees, which must match those taken from a customer’s bank account. There are precise definitions for each.
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