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ICICI Bank fixed deposit interest rate
ICICI Bank now grants interest rates of 2.50% and 3.00% to the general public on term deposits of less than Rs 2 crore coming from 7 days to 29 days and 30 days to 90 days respectively. Regular customers will earn interest rates of 3.50 percent and 4.40 percent on term deposits with maturities of 91 days to 184 days and 185 days to less than one year. On term deposits with maturities of 1 year to less than 18 months and 18 months to 2 years, the general public will now receive interest rates of 4.90% and 5.00%, respectively.
Regular clients will earn returns of 5.20% and 5.40% on their deposits with a maturity of 2 years 1 day to 3 years and 3 years 1 day to 5 years, respectively, from ICICI Bank. The general public will now obtain interest rates of 5.60% and 5.40% on single deposits with a maturity of 5 years, 1 day to 10 years and fixed deposits saving less than Rs 1, 5 lakh with a maturity of 5 years, respectively.
| Tenors | Interest rate pa |
|---|---|
| 7 days to 14 days | 2.50% |
| 15 days to 29 days | 2.50% |
| 30 days to 45 days | 3.00% |
| 46 days to 60 days | 3.00% |
| 61 days to 90 days | 3.00% |
| 91 days to 120 days | 3.50% |
| 121 days to 150 days | 3.50% |
| 151 days to 184 days | 3.50% |
| 185 days to 210 days | 4.40% |
| 211 days to 270 days | 4.40% |
| 271 days to 289 days | 4.40% |
| 290 days to less than 1 year | 4.40% |
| 1 year to 389 days | 4.90% |
| 390 days for | 4.90% |
| 15 months to | 4.90% |
| 18 months to 2 years | 5.00% |
| 2 years 1 day to 3 years | 5.20% |
| 3 years 1 day to 5 years | 5.40% |
| 5 years 1 day to 10 years | 5.60% |
| 5 years (80C FD) | 5.40% |
| Wed 04 December 2021. Source: Bank website |
ICICI Bank Interest Rates on Fixed Deposits for Seniors
On their deposits of less than Rs. 2 Cr, seniors will continue to benefit from an additional rate of 0.50% on top of the card rate applicable to regular customers for periods of 7 days to 5 years. The main attraction for the elderly is that ICICI Bank offers a special fixed deposit named ICICI Bank Golden Years FD where they can get an additional interest rate of 0.20% for a limited time on top of the existing additional rate of 0.50% per annum on their new open deposits as well as renewed deposits of less than Rs. 2 Cr refining in 5 years 1 day up to 10 years. According to the bank’s website, the deal is only valid until April 8, 2022.
| Tenors | Interest rate pa |
|---|---|
| 7 days to 14 days | 3.00% |
| 15 days to 29 days | 3.00% |
| 30 days to 45 days | 3.50% |
| 46 days to 60 days | 3.50% |
| 61 days to 90 days | 3.50% |
| 91 days to 120 days | 4.00% |
| 121 days to 150 days | 4.00% |
| 151 days to 184 days | 4.00% |
| 185 days to 210 days | 4.90% |
| 211 days to 270 days | 4.90% |
| 271 days to 289 days | 4.90% |
| 290 days to less than 1 year | 4.90% |
| 1 year to 389 days | 5.40% |
| 390 days for | 5.40% |
| 15 months to | 5.40% |
| 18 months to 2 years | 5.50% |
| 2 years 1 day to 3 years | 5.70% |
| 3 years 1 day to 5 years | 5.90% |
| 5 years 1 day to 10 years | 6.30% |
| 5 years (80C FD) | 5.90% |
| Wed 04 December 2021. Source: Bank website |
ICICI Bank fixed deposit interest rate (one-off deposits from Rs. 2 Cr to less than Rs. 5 Cr)
The bank also revised its interest rates on one-time deposits from Rs. 2 Cr to less than Rs. 5 Cr. According to the bank’s website, these rates are in effect from December 3, 2021 and are as follows.
| Tenors | General | Old person |
|---|---|---|
| 7 days to 14 days | 2.50% | 2.50% |
| 15 days to 29 days | 2.50% | 2.50% |
| 30 days to 45 days | 2.75% | 2.75% |
| 46 days to 60 days | 2.75% | 2.75% |
| 61 days to 90 days | 3.00% | 3.00% |
| 91 days to 120 days | 3.00% | 3.00% |
| 121 days to 150 days | 3.00% | 3.00% |
| 151 days to 184 days | 3.00% | 3.00% |
| 185 days to 210 days | 3.50% | 3.50% |
| 211 days to 270 days | 3.50% | 3.50% |
| 271 days to 289 days | 3.65% | 3.65% |
| 290 days to less than 1 year | 3.65% | 3.65% |
| 1 year to 389 days | 4.00% | 4.00% |
| 390 days for | 4.00% | 4.00% |
| 15 months to | 4.10% | 4.10% |
| 18 months to 2 years | 4.25% | 4.25% |
| 2 years 1 day to 3 years | 4.45% | 4.45% |
| 3 years 1 day to 5 years | 4.60% | 4.60% |
| 5 years 1 day to 10 years | 4.60% | 4.60% |
| 5 years (80C FD) | N / A | N / A |
| Wef 03 December 2021. Source: Bank website |